If you are staying in Harris or Fort Bend County, we are inviting you to get your home insurance covered. We the Houston National Insurance company is providing you insurance coverage to make your life free of all tensions. Your insurance policy will pay for the replacement or any repair of your home if the same is damaged or destroyed by any event or calamity.
Many of the Home Owners policy includes the coverage like Dwelling which covers the loss of any damage or destruction of your house because of fire, accident, hurricane etc which falls under, “Covered Losses”.
You can also claim for the loss or damage to any of your item or object of your house like clothing, furniture, appliances etc. There is also coverage for additional living expenses which you had to shell out because of the damage to your house. Your policy will either pay a certain percentage of the amount of your dwelling which is typically ten to 20 percent or for specified period of time that say for instance 24 months.
Home insurance will also pay for the cost of a lawsuit against you if you are found guilty of any injury or damage to someone else property. You will also be paid for all the medical expenses that you might have to bear if somebody is injured accidentally in your premises. A basic amount of Home Owners policy is 500 dollars, but you can buy coverage of up to 5000 dollars in medical payment.
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In many areas of Texas, there have been major wind storms, Tornadoes, freezing weather conditions and chemical plant explosions that caused heavy loss to the home insurance agents who are performing the business in Texas. Even with these losses the cost of insurance in many areas in Texas had always remained moderate in contrast to the rate being offered in Fort Bend county or Harris. Besides, many companies are also adding endorsements in their home insurance policies.
We are an independent agency who is now working in Fort Bend County and Harris to provide complete insurance coverage in your area and that too at reasonable rates. You can apply for the policy as per your need and budget whether you are living in any high-risk area or not? We ensure you make yourself and your family lead a tense free life without having to worry about future.
Also Read here: Why You Should Have Flood Insurance in Houston, TX.