General Liability and Property Insurance in Houston, Texas

Whether you run a small company or own a large company in Houston, one of the essential insurance types you need commercial general liability (CGL) insurance in Houston to protect your business. General Liability Insurance, also known as business liability insurance, protects you and your business from third party claims involving bodily injuries and property damage. Your company may be held legally responsible, if a person or customer is injured at your business and sues your company, you may have to pay that cost from your pocket if you don't have liability insurance! We at Houston National Ins of America provide you General Liability and Property Insurance to pay these expenses.


What Do You Need General Liability Insurance For?


Nowadays, more and more businesses are being challenged in Houston due to claims like privacy violations, defamation, property damage, and bodily injury even when they have not done anything illegal. To deal with these claims, you require general liability insurance for your business protection. Sometimes, you will also need to provide proof of insurance to your customers if you work as a contractor for your company, before they allow you to start work on their property, your customers will demand proof of general liability insurance.


General Liability Insurance In Houston Coverage


General liability insurance in Houston, TX, covers the losses your business or company causes to a third party, including bodily injuries and property damage resulting from your employees, products, and services.


-Third-party bodily injury:
General Liability Insurance provides coverage for a bodily injury to a third party if they were injured at your business. When the third party files a legal case, CGL will cover legal defense fees and medical fees.
-Third-party property damage:
General liability insurance provides coverage if your employees damage someone else’s property. This property does not provide coverage for damages to your business property.
-Advertising injury:
This policy provides coverage if your business advertisements deface other businesses. If you use third party work in your publication without their permission, you can get sued for violating their privacy.
-Legal Defense:
This insurance policy provides coverage If your company is claimed for a cause covered by the insurance policy. Then, your Liability Insurance will cover your legal defense costs, attorney'ss fees, and court costs whether or not your company is at fault.


Cost of General Liability Insurance In Houston


Businesses with higher risks of claims have higher premiums than those considered at a lower risk. The cost of General Liability Insurance depends upon your several factors;

  • -Business size

  • -Type of business

  • -Location of business

  • -Number of employees

  • -Claims history


  • Why are we the best?


    Houston National Insof America provides the best General Liability Insurance in Houston, TX, to our valuable clients with the highest quality insurance plans combined with some of the cheapest possible rates. We can provide you the cheapest general liability insurance with the best coverage available.


    All of our professional insurance agents value the long term relationship with our customers. When claims happen, we understand your stressful situation and ensure timely and full.

    Interested to get affordable insurance service? Request a Free Consultation Today!

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